National Payments Corporation of India (NPCI) introduced the Aadhaar Enabled Payment System (AePS) in 2016 as a new method for direct benefit transfers from the government to the citizens, plugging leakages in the system. AePS, a “bank-led model”, is claimed to bring people living in underserved parts of the country into the fold of the formal banking system. Using AePS, you can check your account balance using AePS by either visiting a micro ATM or a local agent outlet, withdraw cash, deposit money, transfer money from one AEBA to another, and get a copy of your mini account statement.
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